Xbox Mastercard Arrives: Score Points to Use toward Digital Games, Add-ons, and More

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The Xbox Mastercard, a new credit card from Barclays that allows cardmembers to earn points to use toward digital games, add-ons, and more, is now available to Xbox players 18 years and older in the continental United States, Alaska, and Hawaii starting today, Microsoft has announced. Cardmembers can choose from one of five iconic designs, and even personalize it with their gamertag.

Earn card points for every $1 spent on purchases, including:

  • Xbox & Microsoft – Earn 5x card points on eligible products at the Microsoft Store.  
  • Streaming services – Earn 3x card points on eligible streaming services like Netflix and Disney+. 
  • Dining delivery services – Earn 3x card points on eligible dining delivery services like Grubhub and DoorDash. 
  • Everyday purchases – Earn 1X card points on all other everyday purchases. 

Additional benefits include:

  • A bonus of 5,000 card points (a $50 value) after first purchase. 
  • Three months of Xbox Game Pass Ultimate for new Game Pass members after their first purchase. Current Game Pass members can easily gift it to a friend or family member so everyone can join the fun.
  • (New) Plus, both new and existing cardmembers can earn two 3-month codes to gift to friends or family to try Game Pass Ultimate for the first time when $7,000 or more is spent within first 12 months of opening the card account.
  • (New) Cardmembers are upgraded to Level 2 of Microsoft Rewards, earning rewards faster with Xbox Mastercard.
  • (New) Boost the volume with 3 free months of Spotify Premium Individual for new and existing cardmembers (for new Spotify Premium Individual users only). 3
  • Flexibility of use with contactless payments and digital wallets. 
  • Online access to cardmembers’ credit score for free, which allows users to keep an eye on their credit score and receive alerts when their score has changed. 
  • $0 Fraud Liability protection, so cardmembers are not responsible for charges they didn’t authorize. 
  • (New) Plus, Barclays Money Basics is now available for educational information to build your financial knowledge on credit scores, fraud prevention, budgeting, and more. 

Microsoft began teasing the card in September, noting:

With the Xbox Mastercard credit card, players can earn card points with everyday purchases to redeem on games and add-ons at The Xbox Mastercard will be available exclusively to Xbox Insiders in the 50 United States beginning on September 21, with availability to all Xbox players in the 50 United States coming in 2024.


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Tsing Mui
News poster at The FPS Review.

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