Xbox Mastercard Announced: Earn and Redeem Points for Games and Add-Ons at

Microsoft has announced that the Xbox Mastercard will be available exclusively to Xbox Insiders in the United States beginning September 21, with availability to all Xbox players in the United States coming in 2024. The new credit card, which is issued by Barclays and features no annual fee, allows cardmembers to earn card points with everyday purchases and redeem them on games and add-ons at Some of the benefits of the Xbox Mastercard include the choice of five iconic designs, as well as three free months of Xbox Game Pass Ultimate for new Game Pass members after the first purchase.

Xbox Mastercard Points Program

  • Xbox & Microsoft – Earn 5x card points on eligible products at the Microsoft Store.
  • Streaming Services – Earn 3x card points on eligible streaming services like Netflix and Disney+.
  • Dining Delivery Services – Earn 3x card points on eligible dining delivery services like Grubhub and DoorDash.
  • Everyday purchases – Earn 1x card points on all other everyday purchases.

Xbox Mastercard Benefits

  • A bonus of 5,000 card points (a $50 value) after their first purchase.
  • Three months of Xbox Game Pass Ultimate for new Game Pass members after their first purchase. If they’re already a Game Pass member, they can easily gift it to a friend to play together.
  • Choice of one of five iconic designs for their card, with the option of personalizing it with their gamertag.
  • Flexibility of use with contactless payments and digital wallets.
  • Free online access to cardmembers’ FICO Credit Score, which allows users to keep an eye on their credit score and receive alerts when their score has changed.
  • $0 Fraud Liability protection, so cardmembers are not responsible for charges they didn’t authorize.

We know players are interested in getting more value from Xbox, and we’ve heard feedback from the community that they want more ways to get value from their purchases. Today, I’m excited to share that we are introducing the no annual fee Xbox Mastercard in partnership with Barclays US Consumer Bank, a leading cobranded credit card issuer in the United States. With the Xbox Mastercard credit card, players can earn card points with everyday purchases to redeem on games and add-ons at

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